Is it time for some romance without the rands? You can sweep someone off their feet whilst keeping yours on the ground. Valentine’s Day has gained the reputation of being a Hallmark holiday that promotes Lindt rather than love. Ahead of rushing off to the shops to buy a big bunch of flowers or box of chocolates, you may wish to take a moment to reflect on the meaning behind the day and how you can […]
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What’s the state of your budget?
Each year we are presented with our president’s State of the Nation address and the finance minister’s budget speech around the same time. The SONA is closely linked to how money is spent; it’s a powerful reminder for us to consider the close link between our lives and our budgets! Good finances begin and end with good budgeting – when you have a good budget and stick to it, you’re often 90 percent of the way […]
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Breathe cleaner air in your home
Here’s all you need to know about houseplants! We live in increasingly polluted environments – both inside and outside! Trees and plants remain the best ‘machines’ for pumping down carbon dioxide and supplying us with clean air. Without good, clean air, we have less energy and are more prone to allergies and poor health. If you want to improve your home or work space, here are a few reasons why you could consider plants in your […]
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Global macro trends for SA investors to watch in 2020
Every investor has their own unique style when it comes to the rigorous decision-making process that goes into what to include in their portfolio and how to weight it. January, with the fresh perspective that comes from a break and a new financial year pending, is often the ideal time to take a look at investment decisions from a new angle. One of the most useful ways to do that is the big picture look at […]
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Improve the way you invest for the year
Having an eager desire to achieve more is a key motivator for success. If you want to achieve more in your investing, why not consider setting new wealth goals and not just new health goals for the new year? New and revised goals require a new plan, so for continued success with your investments into this year, start planning properly. Here are four strategies to get your new investment year started on solid footing and continue […]
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Moving on from “summer-body” goals
Ever set yourself a goal to get your ‘summer body’ ready? On some level, all of us have moments when we’re not happy with our bodies and the way they look – whether it’s seasonal, emotional or hereditary… and we resolve to do something about it. For many of us… these turn out to be short-term goals. We could work at the change for a few weeks, or even a few months, but if we manage […]
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Goodwill to all: a closer look at ESG stock options
Swiss banks hold a certain cachet about knowing good from bad investments, and currently the hottest topic on their lips are ESG funds. ESG stock options – or, rather, ‘Environmental, Social and Governance sustainability’ – have been steadily gaining traction among investors in the last few months, emerging into something of a buzzword. Once considered a ‘hippie tree-hugging’ concept, ESG funds are having a moment in the sun (hopefully a sustained moment…). And, in December, they’re […]
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Setting goals and taking stock
How you finish your year is a powerful way to create momentum for the new year. How much you achieved (or didn’t quite manage) this year can inspire how much you aim to achieve next year. In the same way that an athlete pushes harder in every game, or an artist stretches their skills with each new work, so too can we set our sights higher for the year ahead. And, planning for it now presents […]
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December-proof your investing
December should be a time of peace, cheer and goodwill to all men. But, if you’re a South African investor, it’s the month that likely brings up residual trauma of some decidedly un-jolly happenings from recent years’ Decembers. Cabinet reshuffle. Nenegate. Steinhoff. What is it about the twelfth month of the year that turns the festive season into the silly season? If you’re understandably nervous this time of year as an investor, fear not. While no […]
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How to stay out of the malls
Whilst the holiday season holds many treats and treasures, one of the most stressful errands is shopping for gifts. Finding the perfect gifts for your family, friends and colleagues isn’t a simple job. In addition to trying to find thoughtful and affordable gifts, battling the queues and parking frenzies only adds to the stress. Thankfully you can do your shopping from the comfort of your own home – online. Finding the best online gift sites is […]
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